EMI Calculator

Calculate the monthly EMI, total interest and total payment for a home, car or personal loan.

How it works

EMI is the fixed monthly payment on a reducing-balance loan: EMI = P × r × (1+r)^n ÷ ((1+r)^n − 1), where P is the principal, r the monthly interest rate and n the number of months. Lenders may add processing fees that this estimate does not include.

Results are estimates for information only. They are not financial, medical or professional advice. Calculations run in your browser and your numbers are never sent to our server.

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